Notes to the consolidated financial statements - Note 19     2013 R'000     2012 R'000   19. Banking and other advances             Instalment finance and vehicle lease receivables 700 037     487 699     Call and term loans 186 231     180 124     Other 152 185     80 995       1 038 453     748 818     Impairment allowances (23 743)     (30 199)       1 014 710     718 619     Maturity analysis             Maturing in one year 276 173     211 215     Maturing after one year but within five years 606 810     453 826     Maturing after five years 131 727     53 578       1 014 710     718 619     Interest rates are based on contractual agreements with customers. Refer note 35 for further disclosure. Notes to the consolidated financial statements - Note 19